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Why buy mutual funds online or through an adviser

Professional management   Mutual fund investments give investors access to professional management for their funds. Professional management has many advantages like a clear investment objective, investment based research and prudent investment processes etc. This is one of the many advantages to buy mutual funds online  or via an advisor. Affordable portfolio diversification Diversification helps reduce the risk of a portfolio and hence gives better risk adjusted returns. Even a small investment, say of Rs 500, gives investor’s ownership of a portion of a diversified investment portfolio. Economics of scale Pool of investors together results in large sums of money which gets investors access to professional managers to manage their funds which individual investors cannot do. Along with the higher transaction volume, mutual fund investors get to negotiate better terms with brokers, bankers and other service providers. This is a distinct economic advantage to an in...
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Buy Tax Saving Mutual Funds Online (ELSS Funds)

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Tax saving mutual funds (ELSS funds) are diversified equity funds that offer tax benefits to investors under section 80 C of the Income Tax Act up to an investment limit of Rs. 1,50,000 a year. Investors who buy tax saving mutual funds online or physically have a lock in period for 3 years. The returns are taxed at 10% if the capital gain from equity is greater than Rs 1 lakh in a financial year. To buy best tax saving mutual funds for tax exemption, please click on the link below Investment options to saving tax under 80C ·  Investments in Public Provident Fund (PPF) Deposits made during a year in PPFs earn a tax break under Section 80 C of up to Rs 1.5 laths. You get guaranteed interest by Government of India; however interest has been reduced to 7.8% since July 2017. PPF tenure is 15 years post which withdrawals are tax free. Premature withdrawals can be made in the form of loan against a PPF account. ·  Investments in Employee Provident Fund (EPF) Your con...
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